Schedule your FRS DROP Review

A valuable resource that guides you step-by-step through the retirement planning process

Benefits Of My FRS Review

With your retirement right around the corner don’t forget to schedule your personal FRS retirement review. We know retiring from the Florida Retirement System can be overwhelming. Your personal review is educational and informative which will help provide a seamless transition into retirement. Click below to schedule your review which will be conducted over the phone and typically takes about 30-minutes.

Highlight Your FRS Forms

Form details, sections, and timelines: DP-TERM, DP-PAYT, HIS-1, W4-P, etc

Go Over Your FRS DP-PAYT Form

Lump Sum -or- Direct Rollover -or- Partial Withdrawal / Rollover

Review Your DROP Rollover Account Options

(Deferred Comp 457 vs. FRS Investment vs. 403b vs. Bank vs. Protected Retirement Account)

Explore Your DROP Rollover Options:

Option 1: Guaranteed Protection with Growth + Lifetime Income Payments Option 2: Guaranteed Protection with Growth + Maximize DROP with a Rollover Bonus

Watch This Brief Video Below

About Us

While the Florida Retirement System offers some resources regarding your retirement benefits, understanding this information can be challenging, and it often lacks personalized guidance tailored to your unique circumstances. By working with Todd and Amy West, you gain access to specialized advice from financial professionals who possess extensive expertise in FRS retirement benefits, ensuring you receive educational and informative support for your retirement planning.

Todd and Amy West are a dedicated husband and wife team that have a servant heart and advocates for financial literacy licensed through the Florida Department of Financial Services. As FRS and DROP specialists they’ve helped thousands of state employees transition into retirement.

Todd and Amy are FRS DROP retirement specialists and financial advocates assisting state employees with their retirement needs. Their focus is on providing an unbiased review that addresses the needs of state employees for growth, protection, and guaranteed retirement income.
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Deferred Retirement Option Program (DROP)

The Deferred Retirement Option Program (DROP) provides you with an alternative method for payment of your retirement benefits for a specified and limited period if you are an eligible Florida Retirement System (FRS) Pension Plan member. Under this program, you stop earning service credit toward a future benefit and your retirement benefit is calculated at the time your DROP participation begins. While you are in the DROP, your monthly retirement benefits accumulate in the FRS Trust Fund earning interest while you continue to work for an FRS employer. Upon termination, your DROP account is paid to you as a lump sum payment, a rollover to another qualified plan or a combination partial lump sum payment and partial rollover.

FRS Drop Enrollment

Click here to access the FRS DROP Enrollment PDF:

DROP Guide Booklet

Click here to access the DROP Guide Booklet PDF:

FRS Forms

This is the link to access the forms:

FRS FAQ

If you want to learn more about FRS, click this link:

PREPARING TO EXIT FRS...NOW WHAT?

Schedule your personal review and get your retirement checklist. Your personal review, and checklist are excellent resources taking you step by step as you prepare for retirement.
MyFRS DROP Review is an educational service for state employees transitioning out of the Florida Retirement System and into retirement. Your personal review will be facilitated by state retirement agents licensed through the Florida Department of Financial Services not the Florida Retirement System. This educational service is not intended to provide specific tax or legal advice.

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